Investors

The ooblix AI machine learning model aims to predict credit worthiness using cash flow information... not a credit score.

the lending solution for a new generation of borrowers
1

We collect historical data on applicants and their cash flows, leveraging millions of data points to make an informed lending decision based simply on an applicant's ability to repay the loan as agreed.

2

By feeding our machine each borrowers daily banking data, we acquire a
meta-dataset with more data points in
2 weeks than a traditional lender has
in a full year.

3

We continually evaluate the performance of our model to evolve and predict creditworthiness while eliminating bias that might otherwise be present in a traditional credit scoring model.

Investors Inquiries

For inquiries, please contact us using the form on this page. We look forward to hearing from you.

ooblix is fast,
offering a lending
decision in minutes.

from the ooblix mobile app, you sign in and authorize our 3rd party validator to access your banking data and view a detailed history of daily cash in and cash out.

ooblix leverages technology to analyze banking data with our “machine learning risk assessment program.”