ooblix is the lending solution for a new generation of borrowers.

we are a consumer lending platform that determines credit viability based on cash flow, not traditional FICO scores.

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the lending solution for a new generation of borrowers
Who we serve Who we serve Who we serve Who we serve

who
we serve

84 million U.S. workers do not receive traditional paychecks, but have cash flows from being paid daily or by the job making it difficult to qualify for a credit card or simple loan.

ooblix
helps by

  • approving loans based on cash flow
  • providing one-year loan repayment
  • offering fair interest rates
  • not requiring a credit score
  • collecting small daily payments

ooblix gets
to the root

How much do
you need?

$1000

Can you afford the daily payment?

$3.04*

* Daily payment is an example and not a promise to lend.

ooblix is fast,
offering a lending
decision in minutes.

from the ooblix mobile app, you sign in and authorize our 3rd party validator to access your banking data and view a detailed history of daily cash in and cash out.

ooblix leverages technology to analyze banking data with our “machine learning risk assessment program.”